Andrea Carnali has over 15 years of experience in enterprise risk management, financial services, payments, and merchant acquiring. Throughout his career, he has successfully built comprehensive risk departments from scratch for growing organizations, establishing robust frameworks to navigate the complex risk landscape. He holds a Master’s Degree in Banking, Corporate, Finance, and Securities Law, combining solid risk expertise with hands-on risk leadership across the Italian, Irish, and Maltese markets. His core competencies include enterprise risk management, strategic risk mitigation, Investment risk assessment, and aligning operational controls with evolving industry standards.